Insurances explained

Indemnity insurance

Indemnity insurance protects you from any liability for damage to a holiday home and is mandatory with every booking. The indemnity insurance premium amounts to 1,5% and is included in the total cost.

Premium: 1,5% of the total cost*
Note: already included in the total cost.

Cancellation insurance

Unfortunately, perhaps you may have to cancel your holiday, or leave at a later date or return at an earlier date. Cancellation insurance covers you for this financial risk. If it is necessary to interrupt a holiday due to a death, an injury to the insured or to a member of his family, or to hospital admission for longer than 72 hours, you will be entitled to reimbursement of the total cost. You can also extend you Cancellation insurance by insuring your pet or the person managing your affairs in your absence.

Premium: 6,0% of the total cost*
Note: The maximum amount that can be paid out by the Cancellation insurance is the payment for 6 persons or 4 families. A family is considered to be people from the same household travelling together. A person who is not accompanied by people from his household is also considered to be a family. Cover can be extended to include larger groups only in case of death or in case of serious illness/injury.

Surcharge for extra travellers
1 to 10 persons: 6% of the total cost*
11 to 20 persons: 9,5% of the total cost*
21 to 40 persons: 10,5% of the total cost*
41 to 60 persons: 11% of the total cost*
61 to 80 persons: 11,5% of the total cost*
81 to 100 persons: 12% of the total cost*

Cancellation insurance extra cover surcharge
1 or 2 pets: 1% of the total cost*
Person managing your affairs in your absence: 1% of the total cost*

Travel insurance

We recommend travel insurance if you would like to, for instance, cover medical expenses, legal assistance, theft of goods and/or money, or damage to luggage. If you choose to take out travel insurance, you can contact the emergency services 24 hours per day in case of calamities. This insurance is only available to Dutch and Belgian visitors. You can also choose extended cover which guarantees higher compensation.

Sporting holidays - If you plan to occasionally participate in sport during your holiday, the basic travel insurance will suffice. If you are planning a solely sporting holiday, like a diving- or  surfing holiday, you must supplement your travel insurance with a Sport Extension. With this insurance, you’ll be assured of the assistance of the emergency services in case of possible repatriation.

Premium: €1,75 per person per day for Dutch and Belgian bookings. Insurance costs for persons of other nationalities are dependent on their country of origin.
Note: For visitors from outside the Netherlands and Belgium (B), the travel insurance premiums of the country concerned and the applicable conditions apply.

Extended cover surcharge
Premium: € 0,50 per person per day.
Note: With extended cover, you are assured of higher compensation:

• Luggage is compensated to an amount of € 5 000,- (at replacement value up to 2 years)
• Telecommunications are compensated to an amount of € 150,-.
• Damage to accommodation is compensated to an amount of € 500,-.
• Pet medical expenses are compensated to an amount of € 300,-.

Surcharge applicable to travel insurance covering (winter) sports
Premium: € 1,00 per person per day.
Note: Sport insurance can only be taken out in combination with basic travel insurance. A number of sporting disciplines are excluded: mountaineering without the company of a guide.

Repair and Replacement of vehicle

If you are travelling with your own vehicle, the Repair & Replacement of vehicle extended insurance can be a welcome addition. If your vehicle breaks down, a replacement vehicle is arranged to take the place of your car, camper, motorcycle or scooter. If required, this can include a towing hook and/or ski-box. If necessary, your vehicle will be transported to an address in the Netherlands provided by you. The costs for these, as well as for roadside repairs and the sourcing of parts not available will be compensated. The same applies to hotel costs if you cannot continue your journey. This insurance will allow you to resume your journey with minimal loss of time.
Note: This insurance is only available to visitors from the Netherlands and Belgium (B).

Premium: € 14,50 per policy per journey (+ 7,5% ins. tax)
Note: Repair & Replacement of vehicle cover provides a solution if you vehicle breaks down by covering, amongst others, the rental costs of a similar replacement vehicle. If your vehicle is out of order for longer than 48 hours, a maximum of € 75,- per day is paid up to a maximum of € 1 000,-. Extra expenses such as hotel bills are covered to a maximum of € 100,- (maximum of 1 night), with a maximum of € 50,- per person per day paid out for extra accommodation expenses.

* the total cost including booking costs, excluding indemnity insurance

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